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Finance: The process of raising funds or capital for any kind of expenditure. Finance can be divided into three broad areas: business finance, personal finance, and public finance. All three involve generating budgets and managing funds for the optimum results.

Business (or corporate) finance is concerned with allocating financial resources in an optimal manner to maximise the wealth of a business enterprise. Important institutions of private finance include those that deal with insurance, banking, stocks, bonds, and other securities. Public finance is the management of the revenues, expenditures and debts of the state.